Before Buying In An HOA Community Ask These QuestionsSo you’ve bought a home in an HOA community. Be prepared for LOTS to read and know what to look for to avoid future problems. The most
Copper Summit Real Estate Lenders
Waterstone Mortgage Corporation
- NameEmilio Cosculluela
- LicenseNMLS #225111
- Phone602-708-9322
- Get Started
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About
Emilio Cosculluela's experience and pursuit of complete customer satisfaction helps each of his clients' reach the right financial goals for their individual situations. He can confidently help any client, from first-time homebuyers to seasoned investors, and many of his clients have become lifelong, close friends. Emilio was born in Havana, Cuba, and was raised in Miami, FL. He attended Florida State University in Tallahassee, FL where he majored in Business Administration. He is fluent in both English and Spanish. He loves what he does and is highly trained and extremely knowledgeable in this ever-changing, challenging industry. If you are looking for an experienced, passionate mortgage banker to close your loan transaction in an efficient and timely manner, look no further than Emilio Cosculluela. He is looking forward to the opportunity of working with you. Emilio shares his compassion in life for people and animals alike. He likes to dive, travel, exercise, hike and spends time with his Jack Russell Terrier, Boomer. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813J039. Washington Consumer Loan Branch Office Licensee # CL-816813.
Testimonials
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Sharyn ensured we knew the complete process for selling our house and what to expect. As things proceeded and a hiccup would surface, she quickly addressed it to keep things moving efficiently as projected. After taking her advice on a couple issues, we expected positive results, but getting two offers for full price on the day it was listed was icing on the cake. We will use her detailed, professional services again, no doubt.
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- Rick B
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What separates a real estate agent from a "GREAT" real estate agent is the level of expertise, experience, and listening skills that they possess. Being able to offer honest feedback and advice is not always easy but is critical to a successful sale.
Sharyn and her team were invaluable to us from start to finish. They came out to our home to guide us through the entire process, looked through the house to evaluate, offering opinions and advice on what we could do to help with the sell. They arranged to have an inspection, and then offered referrals to companies who could assist with making any repairs. Once we were ready to go on the market, it was less than a week before we had an offer. At the same time this was going on, we were leaving for a 2 week - out of the country - vacation. Sharyn kept in constant contact with us and we were able to get all necessary transactions completed electronically. We could not have done this without her. This is why everyone needs a GREAT real estate agent - a "Sharyn". I would recommend her and her team to anyone looking to buy and / or sell a home.
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- Deb H
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I had some challenging requirements for the home I wanted to buy. Sharyn searched and made herself available anytime something came up that might be the right house. We eventually found it and I ended up buying it for $9000 under asking price and Sharyn got the seller to help with my closing costs. Way better than I expected. After I moved in I had a couple of problems with the house and Sharyn was there to help me figure out my home warranty and find really good repair people. I know she’ll be there to answer any house related questions and to help me buy my next house. She’s awesome.
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- Ryan Y
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We are so fortunate to have found Sharyn as our realtor. We moved from Texas to Arizona and she was phenomenal with helping us find our dream home during a busy high demand market. She carved out considerable amount time to show us homes while we were in town and added extra days when we needed to. Even after closing, Sharyn and her assistant Jennifer have continued to help us out and have become friends. She will fight for you for anything you need and explains everything too.
Update: It’s almost been a year and I still feel like I could call Sharyn for anything. Sharyn and Jennifer truly have become dear friends to me in a new town.
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- Molly M
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Sharyn is such an amazing realtor and an even more amazing person. She made me feel comfortable during the whole process. This being my first home buying experience, I came into this knowing nothing. She explained every step very well and answered any question I had. Sharyn made it feel easy and stress free. She truly felt like family and I would recommend her to anyone and everyone.
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- Felicia V
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Sharyn made our home selling and buying experience timely, organized and overall very smooth. Our home sold the first day on the market! She was always available for all of our needs and concerns. She has become more than a realtor, she is a friend who wanted nothing but the best for us. Sharyn truly presents with expertise knowledge in her area but more importantly she truly cares about her clients!
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- Crissy R
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Sharyn and her team are just amazing. They were super responsive and on the ball with everything. Every question was answered to the fullest and we had a lot of questions being first time home buyers. She went above and beyond to get us into our home and to make sure we were comfortable with everything through the whole process.
Me and my fiance have nothing but good things to say about sharyn and recommend her and her team to anyone looking for a realtor.
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- Joseph H
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I have started working with Sharyn a few months ago as she was forming a new networking group in my area. She is a big time giver and a great leader for the group. On a professional level, she is helping me & my families looking into houses. She is professional, communicative, flexible, friendly. And willing to go extra miles helping clients. She is also very knowledgeable about the current market and very thoughtful on how to help us for house hunting. Highly ethical with integrity as well. I highly recommend her to anyone.
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- Ken C
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My husband and I moved to Arizona from the East Coast three years ago. As first-time home buyers, we put off the process of buying a home because it just seemed too daunting, particularly for new transplants unfamiliar with Arizona. That was, of course, until we met Sharon Younger. I simply do not have enough wonderful things to say about Sharyn. We met her serendipitously at an open house that she was hosting and were immediately struck by her attentiveness and warmth. We received many realtor recommendations from friends, but none of them provided the level of service, professionalism, experience and genuine dedication that Sharyn did.
Sharyn showed us a few homes at our request, but it was Sharyn’s expertise and knowledge of the community that led us to the home we ultimately purchased. She heard our needs and quite literally found us the home of our dreams. We took the showing at her suggestion and moved in just one month ago. Our home is beautiful and we are over the moon! Sharyn made the process of home-buying exceptionally easy and seamless for the buyer. I mean, truly easy!
Most importantly for us, however is how lovely and personable Sharyn is. You feel as if you have an actual friend on your side and now we are happy to call her just that, a friend. Thank you Sharyn Younger and Glass House Realtor for our new home!
Kristin and Brian Budlong,
Gilbert, AZ
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- Kristin B
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Sharyn was amazing. She is a seasoned professional who is very detail oriented and knows her stuff. She was persistent in getting us our “top pick” house in an extremely competitive sellers market! Not only did we get the house we wanted, she got it at the price we were comfortable with. She continues to keep in touch with regular updates on our property value. In short, Sharyn is a true professional that works hard to earn the trust of her clients and get them what they want. She responds timely and we would definitely use her again and recommend her to our friends and family :)
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- MS
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Sharyn is so easy to work with and incredibly knowledgeable about the Phoenix area! We had a great experience with her and she made the house buying process as smooth as possible!
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- Liza P
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After meeting Sharyn at a random open house my wife and I drive by, we knew she would be our Realtor for our next home. Very detailed, thoughtful and put our needs first. Something that is often overlooked this day and age. Would highly recommend her for my close family and friends.
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- Josh S
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I cannot speak highly enough about Sharyn. We were first time home buyers who were not only excited about owning our first home but were also very naive and scared about the whole process. Choosing Sharyn as our realtor was the best decision we have every made. Sharyn not only made the process very easy to navigate but she looked out for us in every step of the way... it was like having a family member take care of you! Kudos to Sharyn for helping us obtain our dream home, I would recommend her for any of your realty needs :D
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- Richie M
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Sharyn was fantastic. Very knowledgeable: understood the process inside and out and explained it clearly. Fantastic customer service: asked all the right questions to understand my needs, cared about me as a person and guided me through anything that might be tricky. Saw the big picture and covered all the details. She is amazingly talented at what she does. I highly recommend her.
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- Bob W.
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Sharyn Younger was so great to work with! My coworkers in the mortgage business recommended that I reach out to her. They all spoke so highly of their home buying experience with her, and she did not disappoint. She spent her weekends viewing houses with us, and she was so patient with our timeline and uncertainty of wants/needs in our first home. She was knowledgeable of real estate law and skilled at working with all the necessary people listing agents/loan officers/inspectors/contractors/escrow. She ensured that we understood each and every document that we signed. She never pressured us into choosing a home and understood the importance of giving us time to process our decisions throughout the entire process. With her patience and countless hours, we found our dream home! If you want a realtor who truly wants to make this experience as stress-free as possible, then look no further.
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- Kayla J
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Sharyn was always there for me. She walked me through the process. If I was worried she addressed my concerns. I've met several Realtors but she cared about me as a person and my best interest instead of pushing us for her commission. She is sincere and very different from working with others. I will never have another realtor again. She has such compassion on knowledge for people and in this field. Truly amazing
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- Chrystal H
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Sharyn told us we'd end up in the house we were meant to be in, and she was right. She helped us get our dream home. We asked lots of questions, and she answered every one.
Calls, texts, emails, lunches, negotiations, legal paperwork translations, multiple walk throughs of the same house... she supported us every step. She is hard working, flexible, ethical, and an overall delight of a person to work with.
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- Catherine L
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Sharyn is the best. I always jump to recommend her whenever I know of someone looking for an agent. As a first timer I had no idea what I was doing. Sharyn was extremely patient with me and explained everything. As a bonus, she's a true local and very knowledgeable about the east valley.
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- George C
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Sold home in Chandler. LOVED working with Sharyn Younger and her team. Sharyn went above and beyond in helping us sell our home. She provided excellent guidance, was never pushy, and always wanted the genuine best for us. She is honest, ethical, incredibly knowledgeable, and the best agent we’ve ever had (we've had five). We moved out of state and wished that Sharyn could come with us to help us buy our new house.
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- Kelly H.
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Sharyn was amazing she listened to what we wanted and helped to ensure we stayed on track to get the dream home we wanted. Sharyn was always helpful and available for any questions or concerns and made the whole process a lot smoother. Thank you Sharyn for your time and help.
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- Philip M
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If your looking to buy a house, sharyn is the realtor for you! Professional, knowledgeable, friendly and a hard worker!! She worked hard to get us our house and stayed on top of the sellers agent to make sure that everything was signed and done in a timely manner. She was very patient and answered all of our "neverending " questions! Lol. She made this whole process painless and decent for us. I recommend Sharyn for all your realtor needs!! Thanks sharyn!!
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- Charlotte S
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